:root{--navy:#062957;--navy2:#0b3d78;--gold:#f4b400;--ink:#18202b;--muted:#5c6675;--light:#f4f6f8;--line:#dce2e8;--white:#fff;--radius:18px;--shadow:0 18px 50px rgba(4,30,63,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif;background:#fff}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto;display:block}header{height:88px;display:flex;align-items:center;padding:0 max(4vw,24px);gap:28px;border-bottom:1px solid var(--line);background:rgba(255,255,255,.96);position:sticky;top:0;z-index:20;backdrop-filter:blur(12px)}.brand{width:245px;flex:none}.brand img{width:100%;height:70px;object-fit:contain}.menu{display:none;background:none;border:0;font-size:30px}nav{display:flex;gap:22px;margin-left:auto;font-weight:700;font-size:14px}nav a:hover{color:var(--navy2)}.top-wa,.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:10px;font-weight:800}.top-wa{background:#19a95b;color:#fff;padding:12px 16px;white-space:nowrap}.top-wa svg,.btn svg,.wa-float svg{width:24px;height:24px}.hero{display:grid;grid-template-columns:1.02fr .98fr;min-height:620px;background:var(--navy);color:#fff}.hero-copy{padding:90px max(6vw,42px);display:flex;flex-direction:column;justify-content:center}.hero>img{width:100%;height:100%;object-fit:cover}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:900;font-size:13px;color:#d89400;margin:0 0 12px}.hero h1{font-size:clamp(38px,5vw,70px);line-height:1.03;letter-spacing:-.04em;margin:0 0 24px;max-width:850px}.hero-copy>p:not(.eyebrow){font-size:19px;max-width:700px;color:#e3eaf2}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}.btn{padding:15px 20px;border:2px solid transparent}.primary{background:var(--gold);color:#13233c}.secondary{border-color:#cbd6e2;color:inherit}.gold{background:var(--gold);color:#10213c}.trust{list-style:none;padding:0;margin:20px 0 0;display:flex;gap:22px;flex-wrap:wrap;color:#dce6f2;font-size:14px}.trust li:before{content:'✓';color:var(--gold);font-weight:900;margin-right:7px}.quick{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#d5dce4}.quick>div{padding:28px max(4vw,28px);background:#fff}.quick b,.quick span{display:block}.quick b{font-size:19px;color:var(--navy)}.quick span{color:var(--muted)}.section{padding:88px max(6vw,32px);max-width:1440px;margin:auto}.section h2{font-size:clamp(30px,4vw,48px);line-height:1.12;letter-spacing:-.03em;color:var(--navy);margin:0 0 22px}.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.split.reverse>img{order:-1}.split>img{border-radius:var(--radius);box-shadow:var(--shadow);aspect-ratio:3/2;object-fit:cover}.text-link{color:var(--navy2);font-weight:900}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card img{aspect-ratio:3/2;object-fit:cover}.card div{padding:22px}.card h3{color:var(--navy);font-size:21px;margin:0}.card span{font-weight:800;color:var(--navy2)}.dark-section{background:var(--navy);color:#fff;padding:60px max(6vw,32px);display:flex;align-items:center;justify-content:space-between;gap:30px}.dark-section h2{font-size:38px;margin:0}.dark-section p{max-width:750px}.region-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin-top:30px}.region-grid a{padding:14px 16px;background:var(--light);border-radius:10px;font-weight:800;color:var(--navy)}.region-grid a:hover{background:var(--gold)}.region-grid.large{grid-template-columns:repeat(3,1fr)}.region-grid.large a span{display:block;font-weight:400;color:var(--muted);font-size:14px}.article{max-width:980px}.article h2{font-size:32px;margin-top:48px}.article p{font-size:18px;color:#354052}.gallery{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;padding:0 max(4vw,24px) 40px;max-width:1500px;margin:auto}.gallery img{width:100%;aspect-ratio:3/2;object-fit:cover;border-radius:12px}.faq{display:grid;gap:10px;max-width:980px}.faq details{border:1px solid var(--line);border-radius:12px;padding:18px 20px}.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.faq p{color:var(--muted)}.video-placeholder{aspect-ratio:16/9;background:linear-gradient(135deg,#061c3c,#0d4b88);border-radius:16px;display:flex;align-items:center;justify-content:center;flex-direction:column;color:white;gap:12px}.video-placeholder button{width:74px;height:74px;border-radius:50%;border:0;background:var(--gold);color:var(--navy);font-size:28px;cursor:pointer}.calculator{display:grid;grid-template-columns:1fr 1fr;gap:50px}.calculator form{display:grid;grid-template-columns:1fr 1fr;gap:18px}.calculator label{font-weight:800;color:var(--navy)}input{width:100%;font:inherit;padding:14px;border:1px solid #bac4cf;border-radius:9px;margin-top:6px}.calculator button{grid-column:1/-1}.result{background:var(--navy);color:#fff;border-radius:var(--radius);padding:40px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center}.result strong{font-size:54px;color:var(--gold)}.contact{display:grid;grid-template-columns:1fr 1fr;gap:50px}.contact-card{background:var(--light);padding:42px;border-radius:var(--radius);display:flex;flex-direction:column;align-items:flex-start;gap:14px}.contact-card>svg{width:54px;color:#19a95b}.legal{padding-top:70px}.legal h1,.notfound h1{font-size:48px;color:var(--navy)}footer{background:#061c3c;color:#dce5ef;padding:54px max(6vw,32px);display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px}footer strong{color:#fff;font-size:18px}footer a{color:#fff}footer small{grid-column:1/-1;border-top:1px solid #294566;padding-top:20px}.wa-float{position:fixed;right:22px;bottom:22px;background:#20b861;color:#fff;border-radius:999px;padding:14px 18px;display:flex;align-items:center;gap:8px;font-weight:900;box-shadow:0 10px 30px rgba(0,0,0,.25);z-index:30}@media(max-width:1050px){nav{display:none}.menu{display:block;margin-left:auto}.top-wa{font-size:0}.top-wa svg{width:27px}.hero{grid-template-columns:1fr;min-height:0}.hero-copy{padding:70px 7vw}.hero>img{height:420px}.cards{grid-template-columns:repeat(2,1fr)}.region-grid{grid-template-columns:repeat(3,1fr)}}@media(max-width:720px){header{height:76px;padding:0 16px;gap:12px}.brand{width:190px}.brand img{height:60px}.menu{order:3}.top-wa{padding:10px}.hero-copy{padding:55px 22px}.hero>img{height:280px}.hero h1{font-size:40px}.quick,.split,.calculator,.contact{grid-template-columns:1fr}.quick>div{padding:20px 24px}.section{padding:62px 22px}.split{gap:30px}.split.reverse>img{order:0}.cards,.gallery{grid-template-columns:1fr}.region-grid,.region-grid.large{grid-template-columns:1fr 1fr}.dark-section{align-items:flex-start;flex-direction:column}.calculator form{grid-template-columns:1fr}.result strong{font-size:42px}footer{grid-template-columns:1fr}.wa-float span{display:none}.wa-float{padding:15px}.trust{display:grid;gap:7px}}@media(max-width:420px){.brand{width:165px}.region-grid,.region-grid.large{grid-template-columns:1fr}}